Calculate Your Mortgage with Barclays Mortgage Calculators



Last updated: September 12th, 2023

Barclays Mortgage Calculator

House value:

Deposit:

Interest rate (% pa):

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Making the Right Financial Choices with Barclays Mortgage Calculators

At Barclays, we understand the importance of making informed financial decisions – and that’s why we offer a range of mortgage calculators to help you choose the best option for your situation. Whether you’re a first-time buyer, a seasoned investor, or you’re looking to remortgage, our mortgage calculators have you covered.

Our mortgage calculators can help you to:

  • Estimate your borrowing capacity
  • Apply for a mortgage
  • Calculate your repayments
  • Compare mortgages
  • Discover the real cost of your mortgage

The borrowing calculator is one of the most popular Barclays mortgage calculators. It helps you to calculate the maximum amount of money you can borrow, taking into account your salary and other financial commitments. The results are broken down into monthly and annual amounts, and are displayed in both a graph and table format. This information helps determine which mortgage products are suitable for you.

Whilst the borrowing calculator gives you an idea of the maximum you can borrow, it doesn’t take into account your credit history. This is why the mortgage application form is essential for a comprehensive view of the loan. With our application form, we use Barclays portugal credit scoring system to determine your financial eligibility. This includes details such as: proof of identity, personal information, employment history, residence evidence, previous borrowing and guarantor information.

Once you’ve been accepted for a mortgage, you can use one of our repayment calculators to estimate your monthly payments. This tool is designed to provide you with a better understanding of your financial obligations, as it considers factors such as interest rates, length of the loan and the amount you are borrowing.

If you’re a first-time buyer or simply want to consider other products, our comparison calculator is designed for you. It allows you to compare up to six different mortgage products at once, including information such as interest rates, arrangement fees, overdrafts and more. This information can make it easier for you to decide which mortgage product is most suitable for your needs.

Finally, our cost calculator is designed to give you an indication of the true cost of your chosen mortgage product. This tool allows you to input the amount you are borrowing, the length of the loan and the interest rate, and then calculates additional costs such as arrangement fees and taxes. With these additional costs taken into account, you’ll have a clearer picture of the financial commitment you’ll be making.

At Barclays, we want you to make an informed decision when it comes to choosing a mortgage. That’s why we offer a range of mortgage calculators to give you a better understanding of the product you are considering. To use any of our calculators, simply visit our website and get started.


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